Frequently asked questions

At Premiere Credit Solutions, LLC we believe that being educated about credit goes hand in hand with maintaining a healthy credit
profile. Be sure to browse through our Frequently Asked Questions. If your question is not listed here, feel free to reach out. We
will gladly assist you.
Yes, credit repair is legal & we use the law in your favor. That law is called “The fair credit reporting act”. The FCRA gives you the right to dispute any item on your credit report. if that item can not be verified within a reasonable time (usually 30 days).It must be removed. Studies have shown that 79% of credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that they are not errors, or creditor or furnisher is often is unable to find the records or signed documents within the allocated time and the item gets removed. sometimes the furnisher will say it has been verified by not offer proof. it is our job to prepare documents that challenge this and we are very skilled at that.

Credit repair involves a process of identifying and disputing errors and inaccuracies found on a credit report. Common errors may include incorrect personal information, fraudulent accounts, and debts that have already been paid. The first essential step to start credit repair is to acquire a copy of the credit report from each of the three most significant credit bureaus, namely, Equifax, Experian, and TransUnion. It’s possible to dispute errors and inaccuracies that have been found with the credit reporting agencies, creditors, and collection agencies. The dispute options may involve multiple rounds of correspondence and may extend from a few weeks to several months. As negative elements are eliminated or corrected, an individual’s credit score may improve, leading to more affordable loans and better credit terms, which can provide a better financial outlook. It’s important to keep in mind that credit repair is not a quick fix, and some negative items may not be removed from a credit report.

Our credit repair process is customized for each client’s unique credit report, as everyone’s starting point is different. Some clients require light credit restoration while others may need more extensive repairs. On average, our clients see results in around 5-6 months, but this timeline can vary. We work tirelessly on our clients’ files until we achieve satisfactory results. If at any point you choose to cancel our services, we offer hassle-free cancellation

The prices varies depending on what you have on your credit report. To get a proper estimate, please book a FREE consultation + credit analysis Appointment with a credit expert by clicking the button below.

Credit monitoring is crucial because it allows us to effectively track your progress, updates, and provides access to scoring information from all 3 credit bureaus. Each bureau has the ability to report different information (For example; you may have a collection with Transunion but not Experian). Free monitoring, such as Credit Karma, does not offer this.

Premiere Credit Solutions can help remove or improve a variety of negative items on your credit report, including bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens, and student loans.

Yes.There is a contract that entails our service agreement; however, you may cancel at any time.

As we are working with your creditors and the credit bureaus, we’ll notify you of updates to your credit profile via email. When you have items removed or improved, you will see them first on your credit report, updated 30 days. You will be able to monitor your progress through IdentityIQ.com, use the login information you created during the signup process. We encourage that you log in to your client portal frequently to keep up with your progress.